Payment systems and methods

To enable users to pay online, the merchant must enter into a contractual agreement with one or more payment providers. Payment providers can accept payment details over the Internet, authorize the request and, if successfully authorized, return a verification code back to Infor e-Commerce.

In general, the merchant is given an agreement number or an identification number (Merchant ID). All transactions with the payment provider refer to the merchant’s ID and are considered placed by the merchant legally.

For each payment provider that you can use with Infor e-Commerce, your application must be configured with a payment system, which specifies the details required to interact with that provider. All payment systems must be established at the provisioning stage. You cannot add or delete payment systems through the Business Center, but you can make several configuration settings for each payment system.

Payment methods describe possible ways of paying. A payment method is related to a payment system; given the payment method (for example, Invoice), there is exactly one payment system handling the payment method. A payment system may handle many payment methods. When submitting an order, the user is asked to choose from a list of payment methods enabled for the user segment. A form appropriate for the user’s selection is then displayed.