What are COBRA Occurrence Types?

COBRA occurrence types are qualifying events that cause the loss of benefit coverage for an employee or dependent. Examples of occurrence types include divorce, separation, death, termination, reduction in working hours, or loss of dependent status based on plan definition.

When you set up your benefit company and begin to define COBRA parameters, you define occurrence types as a code that represents an occurrence. For example, D represents divorce, or RE represents reduction in working hours. COBRA applies only to the United States.