Wage Exemption Formulas

Formula	Condition	Calculation
1 (CCPA for Support)	If the employee has a second family defined on the Family tab of PR26.1	The exemption is the percent of disposable income in the Second Family, Yes field on PR25.2 - Disposable Inc tab.
	If the employee does not have a second family defined on the Family tab of PR26.1	The exemption is the percent of disposable income in the Second Family, No field on PR25.2 - Disposable Inc tab.
	If Yes is selected in the Over 12 Weeks field on PR26.1 - Arrears tab	The exemption is reduced by the percent in the Addl Pct or Arrears over 12 weeks field.
2 (Tax Levy)	(None)	The exemption is calculated using employee information from United States Employee Garnishment (PR26.1) and the United States Tax Levy Table (PR10.1). Define and enter State Tax Levy Tables directly on PR10.
3 (CCPA for other garnishments)	(None)	The exemption is the greater of: a.) the amount in the Rate field multiplied by the Federal minimum wage from the Minimum Wage button on PR06.1 - or - b.) the percent of disposable income in the Factor 1 field.
4 (Student Loans - State Guarantor)	If the employee has a single student loan garnishment order	The exemption is the percent of disposable income in the Factor 1 field.
	If the employee has multiple student loan garnishment orders	The exemption is capped at 75% of disposable income for the sum of all student loan garnishment orders.
5 (Student Loans - Other)	If the employee has a single student loan garnishment order	The exemption is the percent of disposable income in the Factor 1 field.
	If employee has multiple student loan garnishment orders	The exemption is capped at 75% of disposable income for the sum of all student loan garnishment orders.
10 (% Of Disposable Income)	(None)	The exemption is the percent of disposable income in the Factor 1 field.
11 ( Table Garnishment)		The exemption is the greater of: a.) the amount of disposable in the appropriate Factor field, based on pay frequency. (If the employee is paid weekly, Factor 1 is used. If the employee is paid biweekly, Factor 2 is used. If the employee is paid semimonthly, Factor 3 is used. If the employee is paid monthly, Factor 4 is used.) - or - b.) the percent of disposable income, based on family status.
	If arrears exist	Reduce the percent in the Second family field by the percent in the Addl Pct or Arrears over 12 weeks field.
	If exemptions are not based on family status	Type the same percent in both the Second Family, Yes and Second Family, No fields.
12 (> Of Rate Or % Of Disp Income)	(None)	The exemption is the greater of: a.) the amount in the Rate field multiplied by the Federal minimum wage from the Minimum Wage button on PR06.1 - or - b.) the percent of disposable income in the Factor 1 field.
13 (% Of Disp Inc Less Amt Or Pct Dep)	If there are no dependents	The exemption is the percent of disposable income in the Factor 1 field.
	If there are dependents	The exemption is the percent of disposable income in the Factor 1 field minus the percent in the Per Dependent field.
14 (% Of Disp Inc Based On Nbr Of Garn)	If there is only one order	The exemption is the percent of disposable income in the Factor 1 field.
	If there are multiple orders	The exemption is the percent of disposable income in the appropriate Second Family, Yes or Second Family, No field on PR26.1.
15 (Flat Amt Per Pay Frequency)	(None)	The exemption is the amount of disposable income in the appropriate Factor field. (If the employee is paid weekly, Factor 1 is used. If the employee is paid biweekly, Factor 2 is used. If the employee is paid semimonthly, Factor 3 is used. If the employee is paid monthly, Factor 4 is used.)
16 (Flat Amt Plus Amt Per Dep)	(None)	The exemption is the amount of disposable income in the appropriate Factor field plus the amount in the Per Dependent field. (If the employee is paid weekly, Factor 1 is used. If the employee is paid biweekly, Factor 2 is used. If the employee is paid semimonthly, Factor 3 is used. If the employee is paid monthly, Factor 4 is used.)
17 ( % Of Gross Pay)	If the employee does not have a second family	The exemption is the percent of gross pay in the Factor 1 field. Note that it is acceptable for Factor 1 to contain zero to represent an exemption of 0% gross pay.
	If the employee has a second family	The exemption is the percent in the Second Family, Yes field on PR26.1.
18 (< Rate Or % Of Disp Income)		The exemption is the lesser of: a.) the amount in the Rate field multiplied by the Federal minimum wage from the Minimum Wage button on PR06.1 - or - b.) the percent of disposable income in the Factor 1 field.
19 ( Rate Plus Amt Per Dep)		The exemption is the amount in the Rate field multiplied by the Federal minimum wage (from the Minimum Wage button on PR06.1) plus the amount defined per week for each dependent.
20 ( Flat Amt If Head Of Family)	If the employee is the head of the family (defined on PR26.1)	The exemption is the amount of disposable income in the appropriate Factor field for the appropriate garnishment Category. (If the employee is paid weekly, Factor 1 is used. If the employee is paid biweekly, Factor 2 is used. If the employee is paid semimonthly, Factor 3 is used. If the employee is paid monthly, Factor 4 is used.)
	If the employee is the head of the family, and garnishment category is L (Loans), and the protection provided by the greater of state or Federal rule is less than 30 times Federal Minimum Wage.	The exemption is 30 times Federal Minimum Wage.
	If the employee is not the head of the family	The exemption is the same as Formula 1.
21 (Rate Or % Of Disp Inc For Head)	If the employee is the head of the family (defined on PR26.1)	The exemption is greater of: a.) the amount in the Rate field multiplied by the Federal minimum wage per week (from the Minimum Wage button on PR06.1) - or - b.) the percent of disposable income for the head of the family in the Factor 1 field.
	If the employee is not the head of the family	The exemption is the same as Formula 1.
22 ( % Of Disp Inc By Income Level)	(None)	Exemptions are based on different levels of disposable income. The exemption is 95% of the amount in the Factor 1 field; 90% of the amount in the Factor 2 field; and 80% of the difference between disposable income and the amount in the Factor 3 field. Values entered for Factor 2 and Factor 3 are calculated as monthly amounts.
23 (% Of Gross Plus Amt Per Dep)	If the employee does not have a second family (defined on PR26.1)	The exemption is the percent of gross income in the Second Family, No field.
	If the employee has a second family	The exemption is the percent of gross income in the Second Family, Yes field plus the amount in the Per Dependent field for each dependent.
24 (Rate Times by Fed Minimum Wage)	(None)	The exemption is the amount in the Rate field multiplied by the Federal minimum wage (from the Minimum Wage button on United States Tax Authority (PR06.1).
25 (% Of Disp Inc Gross By Inc Level)		The exemption varies according to the amount of disposable income.
	If the disposable income is less than or equal to 30 times the Federal minimum wage (from the Minimum Wage button on PR06.1)	The exemption is 100%.
	If the disposable income is between 30 and 40 times the Federal minimum wage	The exemption is the greater of a.) the disposable income up to 30 times the Federal minimum wage - or - b.) 90% of the gross income.
	If the disposable income is equal to or greater than 40 times the Federal minimum wage	The exemption is the greater of: a.) 75% of the disposable income - or - b.) 90% of the gross income.
	If the employee is subject to both a New York State Tax Levy and a Child Support order	The exemption is calculated so that the New York State Tax Levy takes no more than 25% of the employee's disposable income. The Child Support order can reduce or deplete the amount that is available for the New York State Tax Levy deduction.
26 (> % Disp Inc Or Rate + Amt By Dep)	(None)	The exemption is the greater of: a.) the percent of weekly disposable income in the Factor 1 field - or - b.) the disposable income that exceeds the amount in the Rate field multiplied by the Federal minimum wage (from the Minimum Wage button on PR06.1) plus the amount in the Per Dependent field for each dependent.
27 (Amt Per Dep + CCPA Other Garn)	(None)	The exemption is the greater of: a.) the amount in the Rate field multiplied by the Federal minimum wage (from the Minimum Wage button on PR06.1) - or - b.) the percent of disposable income in the Factor 1 field. In addition, the amount in the Per Dependent field on PR26.1 is exempted for each dependent.
28 (> % Of Gross Pay Or Rate)	(None)	The exemption is the greater of: the percent of gross income in the Factor 1 field - or - the amount in the Rate field multiplied by the Federal minimum wage (from the Minimum Wage button on United States Tax Authority (PR06.1).
29 (No Wages Exempt From Garn)	(None)	The exemption is a percent or amount of the disposable income with no protection.
30 ( Flat Amt Plus % Of Gross Pay)	(None)	The exemption is the amount of gross wages in the Factor 1 field plus 50% of all wages due in excess of the amount in the Factor 2 field.
31 (% Of Disp Inc If Head Of Family)	If the employee is the head of the family (defined in PR26.1)	The exemption is the percent of disposable income in the Factor 1 field.
	If the employee is not the head of the household	The exemption is the same as Formula 1.
32 (Flat Amt Of Gross Pay)	(None)	The exemption is a flat amount of gross pay in the appropriate Factor fields. (If the employee is paid weekly, Factor 1 is used. If the employee is paid biweekly, Factor 2 is used. If the employee is paid semimonthly, Factor 3 is used. If the employee is paid monthly, Factor 4 is used.)
33 (Amt % Based On Gross Pay Levels)	(None)	The exemption is the gross weekly earnings that are less than or equal to the amount in the Factor 1 field. If the gross weekly earnings are greater than the amount in the Factor 1 field but less than the amount in the Factor 2 field, only the amount greater than the Factor 1 field can be subject to garnishment. If the gross earnings per week are greater than or equal to the amount in the Factor 2 field, the percent of gross earnings in the Factor 3 field is exempt.
34 (% Of Disp Inc Amt Plus $1)	If the employee owes support only	The exemption is the percent of disposable income in the Factor 1 field.
	If the employee owes support and arrears	The amount to be withheld is the greater of: a.) the percent of disposable income in the Factor 2 field - or - b.) the current amount due plus $1.00 not exceeding the percent of disposable income in the Factor 1 field.
	If the employee owes arrears only	The exemption is the greater of: a.) the percent of disposable income typed in the Factor 3 field - or - b.) the amount typed in the Rate field multiplied by the Federal minimum wage (from the Minimum Wage button on PR06.1).
35 (% of Adjusted Gross Pay With Minimum)	None	The exemption is the lesser of: A) adjusted gross pay times the protection percent in Factor 1 – or – B) adjusted gross pay minus the minimum garnishment in Factor 2, where adjusted gross pay is gross pay minus the adjustment amount in Factor 3. Values entered for Factor 2 and Factor 3 are calculated as weekly amounts. Note that it is acceptable for Factor 1 to contain zero to represent an exemption of 0% of adjusted gross pay.
36 (Subtract Excluded Deductions after Exempt Wage Calculation)	None	Disposable income is calculated using the percent value typed in the Factor 1 field before the excluded deductions reduce the available amount.
37 (% Of Disp Inc with Court Arrears)	If an employee has a current support order amount plus an additional amount (arrears) to be withheld, a different limit is applied in the calculation of the amount to be withheld.	If the percent of disposable income (current garn amount/disposable x 100) is greater than factor 1, then do not withhold the arrears deduction; the exempt amount is based on the Federal Calculation for this category. If the percent of disposable income (current garn amount/disposable x 100) is less than factor 1, then withhold the arrears deduction; the exempt amount is based on the Federal Calculation for this category.
38 (> of St Min Wage or % of Disp Inc)	(None)	The exemption is the greater of: A.) The amount in the Rate field multiplied by the State minimum wage from the Minimum Wage button on PR06.1 - or - B.) The percent of disposable income in the Factor 1 field.
39 (> % of Gross or rate X St Min wage	(None)	The exemption is the greater of: a.) The percent of gross income in the Factor 1 field on Garnishment Rules (PR25.2) or b.) The amount in the Rate field multiplied by the State minimum wage (from the Minimum Wage button on PR06.1).
40 (Amt % Based On Disp Pay Levels)	(None)	The exemption is the disposable weekly earnings that are less than or equal to the amount in the Factor 1 field. If the disposable weekly earnings are greater than the amount in the Factor 1 field but less than the amount in the Factor 2 field, only the amount greater than the Factor 1 field can be subject to garnishment. If the disposable earnings per week are less than or equal to the amount in the Factor 2 field, the percent of disposable earnings in the Factor 3 field is exempt.
41 (% of Rate or % of Disp Inc if < rate)	None	When an employee's disposable earnings is $145 or less, Connecticut limits the amount to withhold to 15% of disposable (exempt 85%). Otherwise exempt 85% of 145 for weekly. In Factor 1, type weekly disposable earnings amount ($145.00) from order. In Factor 2, type the exempt percent. (Currently 85%.) If employees disposable earning is less than Factor 1, then exempt 85% of disposable. Otherwise, exempt 85% of Factor 1. In Factor fields enter weekly amounts; the system will adjust based on pay frequency.
42 (> % Disp or Rate plus % Disp > Rate)	None	The exemption/protected amount is the greater of: A. % of disposable income in the Factor 1 field -OR- B. The percent (Factor 2) of the amount by which disposable exceeds the amount in Rate (40) times the greater of state or local minimum wage. (State Minimum wage from the Min Wage button on PR06 or Local Minimum wage from Factor 3 on PR26 or PR25.2)
99 (Custom Calculation)		Use the User Exit.

1 (CCPA for Support)

If the employee has a second family defined on the Family tab of PR26.1

The exemption is the percent of disposable income in the Second Family, Yes field on PR25.2 - Disposable Inc tab.

If the employee does not have a second family defined on the Family tab of PR26.1

The exemption is the percent of disposable income in the Second Family, No field on PR25.2 - Disposable Inc tab.

If Yes is selected in the Over 12 Weeks field on PR26.1 - Arrears tab

The exemption is reduced by the percent in the Addl Pct or Arrears over 12 weeks field.

2 (Tax Levy)

(None)

The exemption is calculated using employee information from United States Employee Garnishment (PR26.1) and the United States Tax Levy Table (PR10.1). Define and enter State Tax Levy Tables directly on PR10.

3 (CCPA for other garnishments)

(None)

The exemption is the greater of: a.) the amount in the Rate field multiplied by the Federal minimum wage from the Minimum Wage button on PR06.1 - or - b.) the percent of disposable income in the Factor 1 field.

4 (Student Loans - State Guarantor)

If the employee has a single student loan garnishment order

The exemption is the percent of disposable income in the Factor 1 field.

If the employee has multiple student loan garnishment orders

The exemption is capped at 75% of disposable income for the sum of all student loan garnishment orders.

5 (Student Loans - Other)

If the employee has a single student loan garnishment order

The exemption is the percent of disposable income in the Factor 1 field.

If employee has multiple student loan garnishment orders

The exemption is capped at 75% of disposable income for the sum of all student loan garnishment orders.

10 (% Of Disposable Income)

(None)

The exemption is the percent of disposable income in the Factor 1 field.

11 ( Table Garnishment)

The exemption is the greater of: a.) the amount of disposable in the appropriate Factor field, based on pay frequency. (If the employee is paid weekly, Factor 1 is used. If the employee is paid biweekly, Factor 2 is used. If the employee is paid semimonthly, Factor 3 is used. If the employee is paid monthly, Factor 4 is used.) - or - b.) the percent of disposable income, based on family status.

If arrears exist

Reduce the percent in the Second family field by the percent in the Addl Pct or Arrears over 12 weeks field.

If exemptions are not based on family status

Type the same percent in both the Second Family, Yes and Second Family, No fields.

12 (> Of Rate Or % Of Disp Income)

(None)

The exemption is the greater of: a.) the amount in the Rate field multiplied by the Federal minimum wage from the Minimum Wage button on PR06.1 - or - b.) the percent of disposable income in the Factor 1 field.

13 (% Of Disp Inc Less Amt Or Pct Dep)

If there are no dependents

The exemption is the percent of disposable income in the Factor 1 field.

If there are dependents

The exemption is the percent of disposable income in the Factor 1 field minus the percent in the Per Dependent field.

14 (% Of Disp Inc Based On Nbr Of Garn)

If there is only one order

The exemption is the percent of disposable income in the Factor 1 field.

If there are multiple orders

The exemption is the percent of disposable income in the appropriate Second Family, Yes or Second Family, No field on PR26.1.

15 (Flat Amt Per Pay Frequency)

(None)

The exemption is the amount of disposable income in the appropriate Factor field.

(If the employee is paid weekly, Factor 1 is used. If the employee is paid biweekly, Factor 2 is used. If the employee is paid semimonthly, Factor 3 is used. If the employee is paid monthly, Factor 4 is used.)

16 (Flat Amt Plus Amt Per Dep)

(None)

The exemption is the amount of disposable income in the appropriate Factor field plus the amount in the Per Dependent field.

(If the employee is paid weekly, Factor 1 is used. If the employee is paid biweekly, Factor 2 is used. If the employee is paid semimonthly, Factor 3 is used. If the employee is paid monthly, Factor 4 is used.)

17 ( % Of Gross Pay)

If the employee does not have a second family

The exemption is the percent of gross pay in the Factor 1 field. Note that it is acceptable for Factor 1 to contain zero to represent an exemption of 0% gross pay.

If the employee has a second family

The exemption is the percent in the Second Family, Yes field on PR26.1.

18 (< Rate Or % Of Disp Income)

The exemption is the lesser of: a.) the amount in the Rate field multiplied by the Federal minimum wage from the Minimum Wage button on PR06.1 - or - b.) the percent of disposable income in the Factor 1 field.

19 ( Rate Plus Amt Per Dep)

The exemption is the amount in the Rate field multiplied by the Federal minimum wage (from the Minimum Wage button on PR06.1) plus the amount defined per week for each dependent.

20 ( Flat Amt If Head Of Family)

If the employee is the head of the family (defined on PR26.1)

The exemption is the amount of disposable income in the appropriate Factor field for the appropriate garnishment Category.

(If the employee is paid weekly, Factor 1 is used. If the employee is paid biweekly, Factor 2 is used. If the employee is paid semimonthly, Factor 3 is used. If the employee is paid monthly, Factor 4 is used.)

If the employee is the head of the family, and garnishment category is L (Loans), and the protection provided by the greater of state or Federal rule is less than 30 times Federal Minimum Wage.

The exemption is 30 times Federal Minimum Wage.

If the employee is not the head of the family

The exemption is the same as Formula 1.

21 (Rate Or % Of Disp Inc For Head)

If the employee is the head of the family (defined on PR26.1)

The exemption is greater of: a.) the amount in the Rate field multiplied by the Federal minimum wage per week (from the Minimum Wage button on PR06.1) - or - b.) the percent of disposable income for the head of the family in the Factor 1 field.

If the employee is not the head of the family

The exemption is the same as Formula 1.

22 ( % Of Disp Inc By Income Level)

(None)

Exemptions are based on different levels of disposable income.

The exemption is 95% of the amount in the Factor 1 field; 90% of the amount in the Factor 2 field; and 80% of the difference between disposable income and the amount in the Factor 3 field.

Values entered for Factor 2 and Factor 3 are calculated as monthly amounts.

23 (% Of Gross Plus Amt Per Dep)

If the employee does not have a second family (defined on PR26.1)

The exemption is the percent of gross income in the Second Family, No field.

If the employee has a second family

The exemption is the percent of gross income in the Second Family, Yes field plus the amount in the Per Dependent field for each dependent.

24 (Rate Times by Fed Minimum Wage)

(None)

The exemption is the amount in the Rate field multiplied by the Federal minimum wage (from the Minimum Wage button on United States Tax Authority (PR06.1).

25 (% Of Disp Inc Gross By Inc Level)

The exemption varies according to the amount of disposable income.

If the disposable income is less than or equal to 30 times the Federal minimum wage (from the Minimum Wage button on PR06.1)

The exemption is 100%.

If the disposable income is between 30 and 40 times the Federal minimum wage

The exemption is the greater of a.) the disposable income up to 30 times the Federal minimum wage - or - b.) 90% of the gross income.

If the disposable income is equal to or greater than 40 times the Federal minimum wage

The exemption is the greater of: a.) 75% of the disposable income - or - b.) 90% of the gross income.

If the employee is subject to both a New York State Tax Levy and a Child Support order

The exemption is calculated so that the New York State Tax Levy takes no more than 25% of the employee's disposable income. The Child Support order can reduce or deplete the amount that is available for the New York State Tax Levy deduction.

26 (> % Disp Inc Or Rate + Amt By Dep)

(None)

The exemption is the greater of: a.) the percent of weekly disposable income in the Factor 1 field - or - b.) the disposable income that exceeds the amount in the Rate field multiplied by the Federal minimum wage (from the Minimum Wage button on PR06.1) plus the amount in the Per Dependent field for each dependent.

27 (Amt Per Dep + CCPA Other Garn)

(None)

The exemption is the greater of: a.) the amount in the Rate field multiplied by the Federal minimum wage (from the Minimum Wage button on PR06.1) - or - b.) the percent of disposable income in the Factor 1 field.

In addition, the amount in the Per Dependent field on PR26.1 is exempted for each dependent.

28 (> % Of Gross Pay Or Rate)

(None)

The exemption is the greater of: the percent of gross income in the Factor 1 field - or - the amount in the Rate field multiplied by the Federal minimum wage (from the Minimum Wage button on United States Tax Authority (PR06.1).

29 (No Wages Exempt From Garn)

(None)

The exemption is a percent or amount of the disposable income with no protection.

30 ( Flat Amt Plus % Of Gross Pay)

(None)

The exemption is the amount of gross wages in the Factor 1 field plus 50% of all wages due in excess of the amount in the Factor 2 field.

31 (% Of Disp Inc If Head Of Family)

If the employee is the head of the family (defined in PR26.1)

The exemption is the percent of disposable income in the Factor 1 field.

If the employee is not the head of the household

The exemption is the same as Formula 1.

32 (Flat Amt Of Gross Pay)

(None)

The exemption is a flat amount of gross pay in the appropriate Factor fields.

(If the employee is paid weekly, Factor 1 is used. If the employee is paid biweekly, Factor 2 is used. If the employee is paid semimonthly, Factor 3 is used. If the employee is paid monthly, Factor 4 is used.)

33 (Amt % Based On Gross Pay Levels)

(None)

The exemption is the gross weekly earnings that are less than or equal to the amount in the Factor 1 field.

If the gross weekly earnings are greater than the amount in the Factor 1 field but less than the amount in the Factor 2 field, only the amount greater than the Factor 1 field can be subject to garnishment.

If the gross earnings per week are greater than or equal to the amount in the Factor 2 field, the percent of gross earnings in the Factor 3 field is exempt.

34 (% Of Disp Inc Amt Plus $1)

If the employee owes support only

The exemption is the percent of disposable income in the Factor 1 field.

If the employee owes support and arrears

The amount to be withheld is the greater of: a.) the percent of disposable income in the Factor 2 field - or - b.) the current amount due plus $1.00 not exceeding the percent of disposable income in the Factor 1 field.

If the employee owes arrears only

The exemption is the greater of: a.) the percent of disposable income typed in the Factor 3 field - or - b.) the amount typed in the Rate field multiplied by the Federal minimum wage (from the Minimum Wage button on PR06.1).

35 (% of Adjusted Gross Pay With Minimum)

None

The exemption is the lesser of: A) adjusted gross pay times the protection percent in Factor 1

– or –

B) adjusted gross pay minus the minimum garnishment in Factor 2, where adjusted gross pay is gross pay minus the adjustment amount in Factor 3. Values entered for Factor 2 and Factor 3 are calculated as weekly amounts.

Note that it is acceptable for Factor 1 to contain zero to represent an exemption of 0% of adjusted gross pay.

36 (Subtract Excluded Deductions after Exempt Wage Calculation)

None

Disposable income is calculated using the percent value typed in the Factor 1 field before the excluded deductions reduce the available amount.

37 (% Of Disp Inc with Court Arrears)

If an employee has a current support order amount plus an additional amount (arrears) to be withheld, a different limit is applied in the calculation of the amount to be withheld.

If the percent of disposable income (current garn amount/disposable x 100) is greater than factor 1, then do not withhold the arrears deduction; the exempt amount is based on the Federal Calculation for this category. If the percent of disposable income (current garn amount/disposable x 100) is less than factor 1, then withhold the arrears deduction; the exempt amount is based on the Federal Calculation for this category.

38 (> of St Min Wage or % of Disp Inc)

(None)

The exemption is the greater of: A.) The amount in the Rate field multiplied by the State minimum wage from the Minimum Wage button on PR06.1 - or - B.) The percent of disposable income in the Factor 1 field.

39 (> % of Gross or rate X St Min wage

(None)

The exemption is the greater of:

a.) The percent of gross income in the Factor 1 field on Garnishment Rules (PR25.2)

or

b.) The amount in the Rate field multiplied by the State minimum wage (from the Minimum Wage button on PR06.1).

40 (Amt % Based On Disp Pay Levels)

(None)

The exemption is the disposable weekly earnings that are less than or equal to the amount in the Factor 1 field.

If the disposable weekly earnings are greater than the amount in the Factor 1 field but less than the amount in the Factor 2 field, only the amount greater than the Factor 1 field can be subject to garnishment.

If the disposable earnings per week are less than or equal to the amount in the Factor 2 field, the percent of disposable earnings in the Factor 3 field is exempt.

41 (% of Rate or % of Disp Inc if < rate)

None

When an employee's disposable earnings is $145 or less, Connecticut limits the amount to withhold to 15% of disposable (exempt 85%). Otherwise exempt 85% of 145 for weekly.

In Factor 1, type weekly disposable earnings amount ($145.00) from order.

In Factor 2, type the exempt percent. (Currently 85%.) If employees disposable earning is less than Factor 1, then exempt 85% of disposable. Otherwise, exempt 85% of Factor 1.

In Factor fields enter weekly amounts; the system will adjust based on pay frequency.

42 (> % Disp or Rate plus % Disp > Rate)

None

The exemption/protected amount is the greater of:

A. % of disposable income in the Factor 1 field

-OR-

B. The percent (Factor 2) of the amount by which disposable exceeds the amount in Rate (40) times the greater of state or local minimum wage. (State Minimum wage from the Min Wage button on PR06 or Local Minimum wage from Factor 3 on PR26 or PR25.2)

99 (Custom Calculation)

Use the User Exit.