Banking

Bank Statements

Proprietary format	Reference	Document flow
VIITE	2007	LCL_BankStatement_FI_VIITE_DocumentFlow

From 1 January 2014 onwards, it is mandatory in Finland for businesses to provide a receipt to all their customers for cash purchases. This is enforced by the Tax Administration and the Police, with the Legal Register Centre imposing penalty fees for negligence. For example, failing to issue receipts incurs a minimum charge of €300 and a maximum charge of €1,000.

VIITE is a Finnish word meaning Reference. It is a short written identification of a previously published work which is used as a source for a text or for the work itself.

Credit Transfers

Proprietary format	Reference	Rulebook	Code list
Nordea pain.001.001.03	Schema: 03 Rulebook: 2.6 (Nordea - Corporate eGateway Rulebook: 1.9 (Nordea - Corporate Access Payables)	: 2.6	FI_pain001_V03_Nordea_ISO20022

Nordea pain.001.001.03 handles both eGateway and Corporate Access Payables (CAP) in one message.