CH pain.001.001.03 CreditTransfer

DebtorAccountTypeProprietary

Code Description
NOA No Advice
SIA Single Advice
CND Collective Advice No Details
CWD Collective Advice With Details

ChargeBearer

Code Description Name Name
CRED Creditor BorneByCreditor All transaction charges are to be borne by the creditor.
DEBT Debtor BorneByDebtor All transaction charges are to be borne by the debtor.
SHAR Shared Shared In a credit transfer context, this means that transaction charges on the sender side are to be borne by the debtor, and transaction charges on the receiver side are to be borne by the creditor. In a direct debit context, this means that transaction charges on the sender side are to be borne by the creditor, and transaction charges on the receiver side are to be borne by the debtor.
SLEV ServiceLevel FollowingServiceLevel Charges are to be applied following the rules agreed in the service level and/or scheme.

Currency

@currencyID Description
AUD Australian Dollar
CAD Canadian Dollar
CHF Swiss Franc
DKK Danish Crown
EUR Euro
GBP English Pound
JPY Japanese Yen
NOK Norwegian Crown
SEK Swedish Crown
USD US Dollar
ZAR South African Rand

ServiceLevelCode

Code Description
SDVA Same Day Value
SEPA SEPA
URGP Urgent Payment
PRPT EBAPriorityService

LocalInstrumentCode

Code Description Definition
INST Instant Credit Transfer Transaction is related to an Instant Credit Transfer.

Use case example: SEPA Instant Credit Transfer (SCT Inst)

ADD AuthenticatedDirectDebit Transaction is unauthenticated direct debit for domestic use.
UDD UnauthenticatedDirectDebit Transaction is authenticated direct debit for domestic use.
CCI Cash Concentration Intragroup Transaction is related to an intra-group bank initiated cash management payment.

CategoryPurposeCode

Code Description
SALA SalaryPayment
PENS PensionPayment
INTC IntraCompanyPayment
TREA TreasurePayment
CORT TradeSettlementPayment
TAXS TaxPayment
OTHR Other
SUPP SupplierPayment

LocalInstrumentProprietary

Code Description
CH01 Code used for payment type 1
CH02 Code used for payment type 2.1
CH03 Code used for payment type 2.2

FinalAgentInstructionCode

Code Description Definition
CHQB PayCreditorByCheque (Ultimate) creditor must be paid by cheque.
HOLD HoldCashForCreditor Amount of money must be held for the (ultimate) creditor, who will call. Pay on identification.
PHOB PhoneBeneficiary Please advise/contact (ultimate) creditor/claimant by phone.
TELB Telecom Please advise/contact (ultimate) creditor/claimant by the most efficient means of telecommunication.

ReferedDocumentInformationCode

Code Description Definition
AROI AccountReceivableOpenIte m Document is a payment that applies to a specific source document.
BOLD BillOfLading Document is a shipping notice.
CINV CommercialInvoice Document is an invoice.
CMCN CommercialContract Document is an agreement between the parties, stipulating the terms and conditions of the delivery of goods or services.
CNFA CreditNoteRelatedToFinanc ialAdjustment Document is a credit note for the final amount settled for a commercial transaction.
CREN CreditNote Document is a credit note.
DEBN DebitNote Document is a debit note.
DISP DispatchAdvice Document is a dispatch advice.
DNFA DebitNoteRelatedToFinanci alAdjustment Document is a debit note for the final amount settled for a commercial transaction.
HIRI HireInvoice Document is an invoice for the hiring of human resources or renting goods or equipment.
MSIN MeteredServiceInvoice Document is an invoice claiming payment for the supply of metered services, for example, gas or electricity, supplied to a fixed meter.
SBIN SelfBilledInvoice Document is an invoice issued by the debtor.
SOAC StatementOfAccount Document is a statement of the transactions posted to the debtor's account at the supplier.
TSUT TradeServicesUtilityTransaction Document is a transaction identifier as assigned by the Trade Services Utility.
VCHR Voucher Document is an electronic payment document.

PaymentPurposeCode

Code Classification Description
BKDF Bank Debt Bank Loan Delayed Draw Funding
BKFE Bank Debt Bank Loan Fees
BKFM Bank Debt Bank Loan Funding Memo
BKIP Bank Debt Bank Loan Accrued Interest Payment
BKPP Bank Debt Bank Loan Principal Paydown
CBLK Card Settlement Card Bulk Clearing
CDCB Card Settlement CardPayment with CashBack
CDCD Card Settlement CashDisbursement
CDCS Card Settlement Cash Disbursement with Surcharging
CDDP Card Settlement Card Deferred Payment
CDOC Card Settlement OriginalCredit
CDQC Card Settlement QuasiCash
ETUP Card Settlement E-Purse Top Up
FCOL Card Settlement Fee Collection
MTUP Card Settlement Mobile Top Up
ACCT Cash Mgmt AccountManagement
CASH Cash Mgmt CashManagementTransfer
COLL Cash Mgmt CollectionPayment
CSDB Cash Mgmt CashDisbursement
DEPT Cash Mgmt Deposit
INTC Cash Mgmt IntraCompanyPayment
LIMA Cash Mgmt LiquidityManagement
NETT Cash Mgmt Netting
BFWD Collateral Bond Forward
CCIR Collateral Cross Currency IRS
CCPC Collateral CCP Cleared Initial Margin
CCPM Collateral CCP Cleared Variation Margin
CCSM Collateral CCP Cleared Initial Margin Segregated Cash
CRDS Collateral Credit DefaultSwap
CRPR Collateral Cross Product
CRSP Collateral Credit Support
CRTL Collateral Credit Line
EQPT Collateral Equity Option
EQUS Collateral Equity Swap
EXPT Collateral Exotic Option
EXTD Collateral Exchange Traded Derivatives
FIXI Collateral Fixed Income
FWBC Collateral Forward Broker Owned Cash Collateral
FWCC Collateral Forward Client Owned Cash Collateral
FWSB Collateral Forward Broker Owned Cash Collateral Segregated
FWSC Collateral Forward Client Owned Segregated Cash Collateral
MARG Collateral Daily margin on listed derivatives
MBSB Collateral MBS Broker Owned Cash Collateral
MBSC Collateral MBS Client Owned Cash Collateral
MGCC Collateral Futures Initial Margin
MGSC Collateral Futures Initial Margin Client Owned Segregated Cash Collateral
OCCC Collateral Client owned OCC pledged collateral
OPBC Collateral OTC Option Broker owned Cash collateral
OPCC Collateral OTC Option Client owned Cash collateral
OPSB Collateral OTC Option Broker Owned Segregated Cash Collateral
OPSC Collateral OTC Option Client Owned Cash Segregated Cash Collateral
OPTN Collateral FX Option
OTCD Collateral OTC Derivatives
REPO Collateral Repurchase Agreement
RPBC Collateral Bi-lateral repo broker owned collateral
RPCC Collateral Repo client owned collateral
RPSB Collateral Bi-lateral repo broker owned segregated cash collateral
RPSC Collateral Bi-lateral Repo client owned segregated cash collateral
RVPO Collateral Reverse Repurchase Agreement
SBSC Collateral Securities Buy Sell Sell Buy Back
SCIE Collateral Single Currency IRS Exotic
SCIR Collateral Single Currency IRS
SCRP Collateral Securities Cross Products
SHBC Collateral Broker owned collateral Short Sale
SHCC Collateral Client owned collateral Short Sale
SHSL Collateral Short Sell
SLEB Collateral Securities Lending And Borrowing
SLOA Collateral SecuredLoan
SWBC Collateral Swap Broker owned cash collateral
SWCC Collateral Swap Client owned cash collateral
SWPT Collateral Swaption
SWSB Collateral Swaps Broker Owned Segregated Cash Collateral
SWSC Collateral Swaps Client Owned Segregated Cash Collateral
TBAS Collateral To Be Announced
TBBC Collateral TBA Broker owned cash collateral
TBCC Collateral TBA Client owned cash collateral
TRCP Collateral Treasury Cross Product
AGRT Commercial AgriculturalTransfer
AREN Commercial Accounts Receivables Entry
BEXP Commercial BusinessExpenses
BOCE Commercial Back Office Conversion Entry
COMC Commercial CommercialPayment
CPYR Commercial Copyright
GDDS Commercial PurchaseSaleOfGoods
GDSV Commercial PurchaseSaleOfGoodsAndServices
GSCB Commercial PurchaseSaleOfGoodsAndServicesWithCashBack
LICF Commercial LicenseFee
MP2B Commercial Mobile P2B Payment
POPE Commercial Point of Purchase Entry
ROYA Commercial Royalties
SCVE Commercial PurchaseSaleOfServices
SUBS Commercial Subscription
SUPP Commercial SupplierPayment
TRAD Commercial TradeServices
CHAR Consumer CharityPayment
COMT Consumer ConsumerThirdPartyConsolidatedPayment
MP2P Consumer Mobile P2P Payment
ECPG E-Commerce GuaranteedEPayment
ECPR E-Commerce EPaymentReturn
ECPU E-Commerce NonGuaranteedEPayment
EPAY E-Commerce Epayment
CLPR Finance CarLoanPrincipalRepayment
COMP Finance Compensation Payment
DBTC Finance DebitCollectionPayment
GOVI Finance GovernmentInsurance
HLRP Finance HousingLoanRepayment
INPC Finance InsurancePremiumCar
INSU Finance InsurancePremium
INTE Finance Interest
LBRI Finance LaborInsurance
LIFI Finance LifeInsurance
LOAN Finance Loan
LOAR Finance LoanRepayment
PENO Finance PaymentBasedOnEnforcementOrder
PPTI Finance PropertyInsurance
RELG Finance RentalLeaseGeneral
RINP Finance RecurringInstallmentPayment
TRFD Finance TrustFund
FORW Foreign Exchange Forward Foreign Exchange
FXNT Foreign Exchange Foreign Exchange Related Netting
ADMG General AdministrativeManagement
ADVA General AdvancePayment
BCDM General BearerChequeDomestic
BCFG General BearerChequeCrossborder
BLDM General BuildingMaintenance
BNET General Bond Forward Netting
CBFF General CapitalBuilding
CBFR General CapitalBuildingRetirement
CCRD General CreditCardPayment
CDBL General CreditCardBill
CFEE General CancellationFee
CGDD General CardGeneratedDirectDebit
CORT General Trade Settlement Payment
COST General Costs
CPKC General Carpark Charges
DCRD General Debit Card Payment
DSMT General Printed Order Disbursement
DVPM General Deliver Against Payment
EDUC General Education
FACT General Factor Update related payment
FAND General FinancialAidInCaseOfNaturalDisaster
FCPM General Late Payment of Fees & Charges
FEES General Payment of Fees
GOVT General GovernmentPayment
ICCP General IrrevocableCreditCardPayment
IDCP General IrrevocableDebitCardPayment
IHRP General InstalmentHirePurchaseAgreement
INSM General Installment
IVPT General Invoice Payment
MCDM General MultiCurrenyChequeDomestic
MCFG General MultiCurrenyChequeCrossborder
MSVC General MultipleServiceTypes
NOWS General NotOtherwiseSpecified
OCDM General OrderChequeDomestic
OCFG General OrderChequeCrossborder
OFEE General OpeningFee
OTHR General Other
PADD General Preauthorized debit
PTSP General PaymentTerms
RCKE General Re-presented Check Entry
RCPT General ReceiptPayment
REBT General Rebate
REFU General Refund
RENT General Rent
REOD General AccountOverdraftRepayment
RIMB General Reimbursement of a previous erroneous transaction
RPNT General Bi-lateral repo internet netting
RRBN General Round Robin
RVPM General Receive Against Payment
SLPI General PaymentSlipInstruction
SPLT General Split payments
STDY General Study
TBAN General TBA pair-off netting
TBIL General Telecommunications Bill
TCSC General Town Council Service Charges
TELI General Telephone-Initiated Transaction
TMPG General TMPG claim payment
TPRI General Tri-Party Repo Interest
TPRP General Tri-party Repo netting
TRNC General TruncatedPaymentSlip
TRVC General TravellerCheque
WEBI General Internet-Initiated Transaction
ANNI Investment Annuity
CAFI Investment Custodian Management fee In-house
CFDI Investment Capital falling due In-house
CMDT Investment CommodityTransfer
DERI Investment Derivatives
DIVD Investment Dividend
FREX Investment ForeignExchange
HEDG Investment Hedging
INVS Investment Investment & Securities
PRME Investment PreciousMetal
SAVG Investment Savings
SECU Investment Securities
SEPI Investment Securities Purchase In-house
TREA Investment TreasuryPayment
UNIT Investment UnitTrustPurchase
FNET Listed Derivatives Futures Netting Payment
FUTR Listed Derivatives Futures
ANTS Medical AnesthesiaServices
CVCF Medical ConvalescentCareFacility
DMEQ Medical DurableMedicaleEquipment
DNTS Medical DentalServices
HLTC Medical HomeHealthCare
HLTI Medical HealthInsurance
HSPC Medical HospitalCare
ICRF Medical IntermediateCareFacility
LTCF Medical LongTermCareFacility
MAFC Medical MedicalAidFundContribution
MDCS Medical MedicalServices
VIEW Medical VisionCare
CDEP OTC Derivatives Credit default event payment
SWFP OTC Derivatives Swap contract final payment
SWPP OTC Derivatives Swap contract partial payment
SWRS OTC Derivatives Swap contract reset payment
SWUF OTC Derivatives Swap contract upfront payment
ADCS Salary & Benefits AdvisoryDonationCopyrightServices
AEMP Salary & Benefits ActiveEmploymentPolicy
ALLW Salary & Benefits Allowance
ALMY Salary & Benefits AlimonyPayment
BBSC Salary & Benefits Baby Bonus Scheme
BECH Salary & Benefits ChildBenefit
BENE Salary & Benefits UnemploymentDisabilityBenefit
BONU Salary & Benefits BonusPayment
CCHD Salary & Benefits Cash compensation, Helplessness, Disability
COMM Salary & Benefits Commission
CSLP Salary & Benefits CompanySocialLoanPaymentToBank
GFRP Salary & Benefits GuaranteeFundRightsPayment
GVEA Salary & Benefits Austrian Government Employees Category A
GVEB Salary & Benefits Austrian Government Employees Category B
GVEC Salary & Benefits Austrian Government Employees Category C
GVED Salary & Benefits Austrian Government Employees Category D
GWLT Salary & Benefits GovermentWarLegislationTransfer
HREC Salary & Benefits Housing Related Contribution
PAYR Salary & Benefits Payroll
PEFC Salary & Benefits PensionFundContribution
PENS Salary & Benefits PensionPayment
PRCP Salary & Benefits PricePayment
RHBS Salary & Benefits RehabilitationSupport
SALA Salary & Benefits SalaryPayment
SSBE Salary & Benefits SocialSecurityBenefit
LBIN Securities Lending Lending Buy-In Netting
LCOL Securities Lending Lending Cash Collateral Free Movement
LFEE Securities Lending Lending Fees
LMEQ Securities Lending Lending Equity marked-to-market cash collateral
LMFI Securities Lending Lending Fixed Income marked-to-market cash collateral
LMRK Securities Lending Lending unspecified type of marked-to-market cash collateral
LREB Securities Lending Lending rebate payments
LREV Securities Lending Lending Revenue Payments
LSFL Securities Lending Lending Claim Payment
ESTX Tax EstateTax
FWLV Tax Foreign Worker Levy
GSTX Tax Goods & Services Tax
HSTX Tax HousingTax
INTX Tax IncomeTax
NITX Tax NetIncomeTax
PTXP Tax Property Tax
RDTX Tax Road Tax
TAXS Tax TaxPayment
VATX Tax ValueAddedTaxPayment
WHLD Tax WithHolding
TAXR Tax TaxRefund
B112 Trailer Fee Trailer Fee Payment
BR12 Trailer Fee Trailer Fee Rebate
TLRF Trailer Fee Non-US mutual fund trailer fee payment
TLRR Trailer Fee Non-US mutual fund trailer fee rebate payment
AIRB Transport Air
BUSB Transport Bus
FERB Transport Ferry
RLWY Transport Railway
TRPT Transport RoadPricing
CBTV Utilities CableTVBill
ELEC Utilities ElectricityBill
ENRG Utilities Energies
GASB Utilities GasBill
NWCH Utilities NetworkCharge
NWCM Utilities NetworkCommunication
OTLC Utilities OtherTelecomRelatedBill
PHON Utilities TelephoneBill
UBIL Utilities Utilities
WTER Utilities WaterBill

ClearingSystemMemberID

Code Description Definition Country
ATBLZ Austrian Bankleitzahl Bank Branch code used in Austria Austria
AUBSB Australian Bank State Branch Code (BSB) Bank Branch code used in Australia Australia
CACPA Canadian Payments Association Payment Routing Number Bank Branch code used in Canada Canada
CHBCC Swiss Financial Institution Identification (short) Financial Institution Identification (IID) used in Switzerland, without check digit Switzerland
CHSIC Swiss Financial Institution Identification (long) Financial Institution Identification (IID) used in Switzerland, including check digit Switzerland
CNAPS CNAPS Identifier Bank Branch code used in China China
DEBLZ German Bankleitzahl Bank Branch code used in Germany Germany
ESNCC Spanish Domestic Interbanking Code Bank Branch code used in Spain Spain
GBDSC UK Domestic Sort Code Bank Branch code used in the UK UK
GRBIC Helenic Bank Identification Code Bank Branch code used in Greece Greece
HKNCC Hong Kong Bank Code Bank Branch code used in Hong Kong Hong Kong
IENCC Irish National Clearing Code Bank Branch code used in Ireland Ireland
INFSC Indian Financial System Code Bank Branch code used in India India
ITNCC Italian Domestic Identification Code Bank Branch code used in Italy Italy
JPZGN Japan Zengin Clearing Code Bank Branch code used in Japan Japan
NZNCC New Zealand National Clearing Code Bank Branch code used in New Zealand New Zealand
PLKNR Polish National Clearing Code Bank Branch code used in Poland Poland
PTNCC Portuguese National Clearing Code Bank Branch code used in Portugal Portugal
RUCBC Russian Central Bank Identification Code Bank Branch code used in Russia Russia
SESBA Sweden Bankgiro Clearing Code Bank Branch code used in Sweden Sweden
SGIBG IBG Sort Code Bank Branch code used in Singapore Singapore
THCBC Thai Central Bank Identification Code Bank Identification code used in Thailand Thailand
TWNCC Financial Institution Code Bank Branch code used in Taiwan Taiwan
USABA United States Routing Number (Fedwire, NACHA) Routing Transit number assigned by the ABA for US financial institutions US
USPID CHIPS Participant Identifier Bank identifier used by CHIPs in the US US
ZANCC South African National Clearing Code Bank Branch code used in South Africa South Africa