Standard and negotiated bank charges - examples

This functionality is specific for Japan.

	Bank charges
Payment...	Standard	Negotiated
to an account with the same bank branch	0	0
to an account with the same bank	40	30
in batch to a different bank	80	60
immediately to a different bank	140	100

There are four suppliers:

• Supplier A has the same bank branch as the payer.
• Supplier B has the same bank as the payer.
• Supplier C has a different bank.
• Supplier D has a different bank.

All suppliers pay the bank costs.

Tax: 5%

For each supplier there will be two invoices.

			Bank charges
Supplier	Invoice	Amount	Standard (calculation)	Negotiated (calculation)
A	A001	7500	12500 (7500 + 5000 -/- (0 + 0))	12500 (7500 + 5000 -/- (0 + 0))
	A002	5000
B	B001	10000	24958 (10000 + 15000 -/- (40 + 2))	24968 (10000 + 15000 -/- (30 + 2 rounded))
	B002	15000
C	C001	20000 (B)	44916 (20000 + 25000 -/- (80 + 4))	44937 (20000 + 25000 -/- (60 + 3))
	C002	25000 (B)
D	D001	40000 (B)	39916 (40000 -/- (80 + 4))	39937 (40000 -/- (60 + 3))
	D002	45000 (I)	44853 (45000 -/- (140 + 7))	44895 (45000 -/- (100 + 5))

B= To be paid by batch

I= To be paid immediately

Note: all amounts in these examples in JPY