ACH Addenda Format for EFT Payment

If Addenda record is included, then the AddendaRecordIndicator field (pos-79) in EntryDetail record is switched to 1.

There are the three types of Addenda records included in the output.

Addenda Record 1

Field Position Size Contents Description
1 01-01 1 7 Record Type
2 02-03 2 05 Addenda Type
3 04-05 2 N3 Address Code
4 06-06 1 * Asterisk used as Separator
5 07-46 40 IV Address Line 1
6 47-47 1 Asterisk used as Separator
7 48-82 35 Address Line 2
8 83 1 / Backslash used as terminator
9 84-87 4 Addenda Sequence
10 88-94 7 Entry Detail Sequence (Should match Last 7 digits of Trace field in entry record 6)

Addenda Record 2

Field Position Size Contents Description
1 01-01 1 7 Record Type
2 02-03 2 05 Addenda Type
3 04-05 2 N4 Address Code
4 06-06 1 * Asterisk used as Separator
5 07-41 35 IV City
6 42-42 1 Asterisk used as Separator
7 43-45 3 State
8 46-46 1 Asterisk used as Separator
9 47-58 12 Zip Code
10 59-59 1 Asterisk used as Separator
11 60-62 3 Country Code
12 63-82 20 Space used as Filler
13 83 1 / Backslash used as terminator
14 84-87 4 Addenda Sequence
15 88-94 7 Entry Detail Sequence (Should match Last 7 digits of Trace field in entry record 6)

Addenda record 3

Field Position Size Contents Description
1 01-01 1 7 Record Type
2 02-03 2 05 Addenda Type
3 04-06 3 RMR Remittance Code
4 07-07 1 * Asterisk used as Separator
5 08-09 2 IV Invoice Code
6 10-10 1 Asterisk used as Separator
7 11-32 22 Invoice
8 33-33 1 * Asterisk used as Separator
9 34-43 10 Paid Amount
10 44-44 1 - Amount Sign
11 45-45 1 * Asterisk used as Separator
12 46-55 10 Invoice Amount
13 56-56 1 - Amount sign
14 57-57 1 * Asterisk used as Separator
15 58-65 8 Invoice Date
16 66-82 17 Blank Space used as filler
17 83 1 / Backslash used as terminator
18 84-87 4 Addenda Sequence
19 88-94 7 Entry Detail Sequence (Should match Last 7 digits of Trace field in entry record 6)