Default plans

You can mass enroll individuals when they become eligible by using a default plan. This table describes the default types you can use when defining a benefit plan:

Type	Description	Example
Always default	Use to automatically enroll an individual when the individual becomes eligible.	The B & B Clothing Company gives all eligible employees $10,000 of life insurance coverage in the basic life plan regardless of any coverage that the employee elects in the supplemental life plan.
By benefit type	Use to automatically enroll an eligible individual if the individual has no other benefits of the same benefit type (for example, no other health plan).
By plan category	Use to automatically enroll an eligible individual if the individual has no other benefits of the same plan type and category. For example, they have no other spending account plan in the category of medical reimbursement.	Under the benefit plan type for employee life insurance, the Johnson Book Store offers their employees two life plans and one AD&D plan identified by plan categories. An employee can choose from the life plans to receive either a $15,000 flat amount of coverage or a multiple of their salary. The flat amount life plan is defined to default by plan category. If the employee does not choose the multiple of life plan, they are automatically enrolled in the flat amount plan when the update program is run.
Do not default	Does not automatically enroll an individual.